Life Insurance That Protects What Matters Most.
Life is unpredictable—but the right cover can give your family security, whatever the future holds.
Whether you're taking out a mortgage, welcoming a new child, or simply planning responsibly, we’re here to help you find the right life insurance for your needs. We’ll guide you through the options—term life, family benefit, mortgage protection—and help you put the right plan in place to ensure your loved ones are financially protected if the worst were to happen.
Please take a look at how Cotswold Mortgage & Protection can help you put the right cover in place with confidence.
Life Insurance FAQs
-
If you have a mortgage, dependents, or anyone who relies on your income, life insurance can help ensure they’re financially protected if the worst happens. It can cover mortgage debt, living costs, education, and more—giving your loved ones vital support when they need it most.
-
This depends on your financial commitments, income, and how much support your family would need. We’ll help you work out the right amount of cover—whether it’s to repay your mortgage, maintain your family’s lifestyle, or both.
-
Level term pays a fixed lump sum if you die during the policy term—great for protecting income or family needs. Decreasing term cover reduces over time and is usually used to protect a repayment mortgage. We’ll help you decide which is most suitable.
-
Yes, and in many cases it’s a smart move. You can tailor multiple policies to cover different needs—like one for your mortgage and another for family protection. We’ll show you how to structure your cover cost-effectively.
-
That depends on the type of policy. Most life insurance plans have guaranteed premiums that stay fixed for the term. Others, like index-linked cover, may rise to keep up with inflation. We’ll explain all your options clearly so you can choose with confidence.
Ready to Talk?
Drop us a message or book a quick call — no jargon, no pressure, just straightforward advice from someone who’s on your side.
