Mortgage Services to Suit Everyone.

Finding the right mortgage doesn’t need to be overwhelming.

Whether you're buying your first home, moving up the ladder, or looking to remortgage, we’re here to make the process straightforward and stress-free. With access to a wide range of lenders and a deep understanding of the mortgage market, we’ll guide you through every step—helping you secure the most suitable deal for your needs and future plans.

Please take a look at the following areas where Cotswold Mortgage & Protection can help you…

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First Time Buyers

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Home Movers

A two-story house with yellow brick exterior, black front door, four white-framed windows, a small front yard with green bush and grass, a wooden fence, and a purple

Buy-to-Let / Holiday Lets

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Remortgaging

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Shared Ownership

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High Net-Worth

Mortgage FAQs

  • Yes! We work with lenders who specialise in self-employed applicants. We’ll guide you through what documents you’ll need and help present your case clearly.

  • Typically, you’ll need at least 5–10% of the purchase price. The more you can put down, the better your rate options may be.

  • A fixed-rate stays the same for a set period. A variable rate can change — meaning your monthly payments may rise or fall.

  • Absolutely. Whether you’re looking to save money, raise funds or simply switch lenders, we’ll find a solution that works for you.

  • We’re fully transparent. We’ll always explain any fees upfront — and many of our clients pay nothing for our mortgage advice.

Ready to Talk?

Drop us a message or book a quick call — no jargon, no pressure, just straightforward advice from someone who’s on your side.

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