Life Insurance & Financial Protection






Expert Protection Advice for Life's Curveballs.

                 

Protection Advice to die for.


Sadly, most Mortgage Advisors undervalue the importance of protection advice, or simply don't have the knowledge to confidently advise their mortgage clients. Of the ones that do, most fall back on stock recommendations they peddle to every client.


Cotswold Mortgage & Protection are different. We began our financial services journey as Protection Specialists, and appreciate the importance of providing a bespoke protection recommendation based on each client's very different priorities.





This gives you absolute peace of mind that you are in the hands of experts who value your standalone protection needs every bit as highly as your mortgage.




It's essential for people to regularly asses their protection arrangements, and moving home is a significant trigger. Changing or increasing your borrowing will also place larger importance on the ability to clear debt on death and/or survive financially over the longer term.  




We make time to learn about your circumstances and arrange protection-specific meetings. 
The protection insurance industry is notoriously complex, with a myriad of providers, products and variations to the types of cover available.



Fortunately, Cotswold Mortgage & Protection are expert protection advisors, and will learn about, and assess your circumstances to provide a personalised protection recommendation to suit every budget.

Products To Personalise Any Protection Plan

Simply put, a life insurance policy provides a lump sum payment on death of a policyholder.

For mortgages, this is normally used to protect you mortgage debt, allowing the survivors to live in the property mortgage-free.

Critical illness policies cover the policyholders, paying a lump sum on diagnosis of a serious illness.

This is your personal 'cancer cover' and gives you the finances to seek world class private medical treatment quickly.

This incredible product ensures you continue to receive a replacement monthly salary should you be unable to work through accident or illness.

This can be designed around your sick pay entitlement and can cover you until you're due to retire!

This vital policy for any parents provides a replacement salary to surviving parents/guardians if there is a death. This is to be used to provide a fund to continue your children's quality of lifestyle.

We are experts in providing protection advice to business owners, too.

These products can be used to protect important employees and businesses alike. Company owners can even use this to offset tax!

We're huge advocates of placing any applicable protection policy in trust.

Here's why...

More About Trusts

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